In the 17th chapter of the Bhagavad Gita, the lord talks about "triimaana tapas" (threeway penance of body, words and mind). An intelligent and attentive person should control his desires and purify his mind by removing the impurities and only then he will get the benefit of the pilgrimages. It is said in the scriptures that wealth is lost in three ways. It is either used for worldly enjoyments or for charitable and noble actions or taken/stolen by others or used for wrong actions. Of these ways, when wealth is used for charitable and noble actions, it is the best way and is called "uttamaM". If it is used for worldly enjoyments, it is "madhyamaM" or the middle way. The last category where it is used for wrong actions is called "adhamaM" or the wrong way. Hence it is necessary to use wealth in the right way, in charities and noble actions, because this is the way to reach the lord.
Normally, we do actions with some selfish motive. Instead we should try and dedicate all actions to the Lord and understand that we are only instruments and He is the doer. Our long journey of life is a pilgrimage towards God. There is a confluence of the three rivers (triveni sangamam) of yaGYa (noble actions), daana (charity) and tapas (penance). When we offer all our actions to the Lord and pray only for his blessings, then we can feel the happiness of God realization. This is the most ripened fruit of the tiirtha yaatra (pilgrimage) of life.
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